BYD Sealion 7
Your numbers
Pick how you'd buy it. Every number updates as you change the inputs.
Repayments in arrears at the example rate. Not a loan offer: your rate depends on your credit, the lender and the asset. A bigger balloon lowers repayments but adds interest.
Rates on this car
Manufacturer offers we found, and what the market is charging right now.
BYD cashback
$4,000 cashback instead of a low rate. Can be used as a bigger deposit with any lender.
Good-credit borrowers typically 6.95%–9.95% (Oct 2026). Business chattel mortgage rates vary by lender and ABN history.
Rates are estimates from public sources, not offers from Under the Bonnet. Market source
What owners are reporting
Recalls and common problems. Recalls are fixed free by the dealer, so they're not a reason to skip a car, but check the VIN before you buy.
- Known issue2025–26
"Power Limited" warning at highway speed with reduced acceleration. Needs a firmware update at a BYD service centre.
Source - Known issue2025–26
Audio can go silent, including navigation and parking beeps. Over-the-air updates (v1.2+) address it.
Source - Known issue2025–26
Driver-monitoring and lane-keeping alerts trigger too often. DC fast charging slows noticeably above about 50%.
Source - Known issueEarly 2025
Dash rattles (fixed under warranty) and easily scratched gloss-black console trim.
Source
Check any car's recalls by VIN at vehiclerecalls.gov.au.
What applies to this car
Tax and rule checks for the variant and price above, using 2026–27 thresholds.
GST credit
A GST-registered business can generally claim the GST in the price, about $4,635, on its next BAS.
Depreciation limit
At $50,990 this is under the $69,883 car limit, so the full business-use cost can be depreciated.
Luxury car tax
Below the $91,661 LCT threshold for fuel-efficient vehicles.
FBT on a novated lease
Fully FBT-exempt today and, under the proposal, still exempt for leases starting before 1 April 2029 because it's valued at $75,000 or less. From April 2029 new leases get a 25% discount instead.
Instant asset write-off
The permanent $20,000 write-off only covers assets costing less than $20,000. This car is over that, so it goes in the small business depreciation pool instead.
Road-user charge
NSW plans a per-km charge from July 2027 (about 3c/km), and WA has proposed one too. At 20,000 km a year in NSW that's roughly $600.
Running costs
Our estimates. Change them to match how you drive and what you pay.
Alternatives
Same deposit, term, rate and balloon, at each car's typical variant.