Under the Bonnet
SUV · prices before on-roads

Toyota Prado

SUVDiesel#9 in Australia, Sep 2026
$73,200–100,690
Price range (before on-roads)
$1,178/mo
Example monthly repayment
2,006
Sold in Sep 2026 (+6.4%)

Your numbers

Pick how you'd buy it. Every number updates as you change the inputs.

Chattel mortgage repayment
$1,178 per month
Amount financed$73,200
Balloon due at end$21,960
Total interest over 5 yrs$19,420
Total paid$92,620
GST credit back on your BAS$6,353
Year-1 interest you may deduct (90%)$4,875

Repayments in arrears at the example rate. Not a loan offer: your rate depends on your credit, the lender and the asset. A bigger balloon lowers repayments but adds interest.

Rates on this car

Manufacturer offers we found, and what the market is charging right now.

No manufacturer low-rate finance found for this car in our latest check.

Market average car loan
7.82% p.a.

Good-credit borrowers typically 6.95%–9.95% (Oct 2026). Business chattel mortgage rates vary by lender and ABN history.

At 7.82% your repayment is $1,178/mo

Rates are estimates from public sources, not offers from Under the Bonnet. Market source

What owners are reporting

Recalls and common problems. Recalls are fixed free by the dealer, so they're not a reason to skip a car, but check the VIN before you buy.

  • RecallJune 2026

    About 13,042 VX, Altitude and Kakadu built Jun 2024 to Jun 2025: instrument cluster may not show oil pressure, temperature or charging warnings. Free software update.

    Source

Check any car's recalls by VIN at vehiclerecalls.gov.au.

What applies to this car

Tax and rule checks for the variant and price above, using 2026–27 thresholds.

Capped

GST credit

GST in the price is about $6,655, but a GST-registered business can claim at most $6,353 on a car in 2026–27.

Over the limit

Depreciation limit

Business depreciation is capped at the $69,883 car limit, so $3,317 of this price can't be depreciated.

Below threshold

Luxury car tax

Below the $80,809 LCT threshold.

Standard FBT

FBT on a novated lease

A novated lease works, but FBT applies (usually reduced to nil with post-tax contributions). Savings are smaller than for an EV.

Not this car

Instant asset write-off

The permanent $20,000 write-off only covers assets costing less than $20,000. This car is over that, so it goes in the small business depreciation pool instead.

Running costs

Our estimates. Change them to match how you drive and what you pay.

Fuel per year$3,081
Fuel per week$59
Repayments + fuel over 5 years$86,065

Alternatives

Same deposit, term, rate and balloon, at each car's typical variant.